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19310 Acker Road , Fulton, IL 61252.
4-bedroom, 2.5-bathroom raised ranch home with a walkout basement, situated on just over 2 acres. The main level features three bedrooms, 1.5 bathrooms, a main-floor laundry room, and an updated kitchen with new cabinets (2026). The walkout basement includes a remodeled layout with updated electrical (2013), featuring two separate recreation rooms, a fourth non-conforming bedroom, and an attached full bathroom. New French doors (2024) lead you outside. Mechanical updates include a water heater, pressure pump, and water purification system (2023-2024). Exterior updates include an architectural roof (2016), siding (2018), replacement windows, and new gutters (2026). Outside, the spacious lot features professional landscaping surrounding the home, a small backyard pond, raised garden beds, and a nice patio space. Outbuildings include two storage/hobby sheds along with an oversized, climate-controlled (heated and cooled) 2-car garage equipped with a dedicated workshop space.
MLS ID: 12744570
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19310 Acker Road , Fulton, IL 61252.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $299,900 | $299,900 | $299,900 |
| Down Payment | $59,980 | $10,497 | $74,975 |
| Monthly Mortgage Amount | $1,497 | $1,837 | $1,868 |
| Taxes | $417 | $417 | $417 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $132 | $0 |
| Monthly Estimated Total | $2,014 | $2,486 | $2,385 |
Fulton, IL is a picturesque small city located along the banks of the Mississippi River in Whiteside County. Known for its rich Dutch heritage, Fulton embraces its cultural roots through landmarks such as the authentic Dutch windmill—De Immigrant—and annual community events that celebrate its history and traditions. The riverfront area provides stunning views, recreational opportunities, and access to boating, fishing, and biking along the Great River Trail. Fulton’s charming downtown features local shops, restaurants, and historic buildings, all contributing to the city’s warm, welcoming atmosphere. With its strong sense of community and small-town charm, Fulton is an ideal place for those seeking a relaxed lifestyle while remaining close to the Quad Cities and Clinton, IA.
The real estate market in Fulton reflects the area’s diverse appeal. Housing options range from historic homes with character-filled details to newer construction designed for modern living. Buyers will find single-family homes in established neighborhoods, larger properties with expansive yards, and rural homesites just outside the city limits. Proximity to the Mississippi River also means opportunities for waterfront properties that offer scenic views and recreational access.
Affordability is one of Fulton’s strongest draws, with housing prices that are generally more accessible than those in larger metro areas. This makes the city attractive to families, retirees, and individuals seeking more space and value. With its blend of natural beauty, cultural heritage, and accessible real estate options, Fulton offers a unique lifestyle that combines small-town warmth with convenient access to regional amenities.
If you are ready to start your property buying or selling journey, browse the newest homes for sale in Fulton, IL. You can also contact us—we are here to help!
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