Contact us: 563.441.1776
Description
Built in 2020, this spacious 4-bedroom, 3-bath ranch offers 2700 sq ft of finished living space in the main and lower levels. The open-concept main floor features hardwood flooring and a beautiful kitchen with granite countertops, custom cabinetry, tile backsplash, a large center island, and a custom pantry/coffee bar. The primary suite includes a private bath and walk-in closet. The finished lower level adds an incredible amount of usable living space, including a large 28x25 rec room, additional bedroom with egress window and massive 12x11 walk-in closet, full bath, and laundry room. Whether you need space for entertaining, movie nights, a game room, guests, or just room to spread out, this lower level delivers. Outside, enjoy the freshly painted deck, 29x14 patio, fenced backyard, seasonal river views, and additional workshop with electric. An attached 3-car garage completes the package. With over 2,700 sq ft of finished living space between the two levels, this home offers far more room than the above-grade square footage alone suggests. Come see everything 220 6th Street has to offer!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,500
Garage Size: 3
Attached Garage
Built in 2020
School District: District 2
General Information
Bedrooms: 4
Bathrooms: 3
Sqft: 1,500
County: Whiteside
Listed By:
Coldwell Banker Howes & Jefferies REALTORS
563-242-3265
MRED MLS
MLS ID: 12763964
Room Information
Recreation Room: 28X25
Bedroom 2: 14X13
Bedroom 3: 12X10
Bedroom 4: 16X13
Dining Room: 14X9
Kitchen: 14X14
Laundry: 11X14
Living Room: 15X21
Primary Bedroom: 15X14
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220 6th Street, Fulton, IL 61252.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $395,000 | $395,000 | $395,000 |
| Down Payment | $79,000 | $13,825 | $98,750 |
| Monthly Mortgage Amount | $2,183 | $2,646 | $2,622 |
| Taxes | $550 | $550 | $550 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $174 | $0 |
| Monthly Estimated Total | $2,848 | $3,485 | $3,287 |
About this area
About Fulton
Fulton, IL is a picturesque small city located along the banks of the Mississippi River in Whiteside County. Known for its rich Dutch heritage, Fulton embraces its cultural roots through landmarks such as the authentic Dutch windmill—De Immigrant—and annual community events that celebrate its history and traditions. The riverfront area provides stunning views, recreational opportunities, and access to boating, fishing, and biking along the Great River Trail. Fulton’s charming downtown features local shops, restaurants, and historic buildings, all contributing to the city’s warm, welcoming atmosphere. With its strong sense of community and small-town charm, Fulton is an ideal place for those seeking a relaxed lifestyle while remaining close to the Quad Cities and Clinton, IA.
The real estate market in Fulton reflects the area’s diverse appeal. Housing options range from historic homes with character-filled details to newer construction designed for modern living. Buyers will find single-family homes in established neighborhoods, larger properties with expansive yards, and rural homesites just outside the city limits. Proximity to the Mississippi River also means opportunities for waterfront properties that offer scenic views and recreational access.
Affordability is one of Fulton’s strongest draws, with housing prices that are generally more accessible than those in larger metro areas. This makes the city attractive to families, retirees, and individuals seeking more space and value. With its blend of natural beauty, cultural heritage, and accessible real estate options, Fulton offers a unique lifestyle that combines small-town warmth with convenient access to regional amenities.
If you are ready to start your property buying or selling journey, browse the newest homes for sale in Fulton, IL. You can also contact us—we are here to help!
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/15/2026. The listing information on this page last changed on 10/15/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 10/15/2026 12:18:53 AM EST) or MRED MLS (last updated Thu 10/15/2026 12:16:12 AM EST) or SCWMLS (last updated Wed 10/14/2026 11:55:22 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Wed 10/14/2026 10:15:43 PM EST) or Cedar Rapids MLS (last updated Wed 10/14/2026 10:45:46 PM EST) or NEIRBR MLS (last updated Thu 10/15/2026 12:08:44 AM EST) or ICAAR MLS (last updated Wed 10/14/2026 11:37:41 PM EST) or ECIMLS (last updated Wed 10/14/2026 11:44:35 PM EST) or RMLSA (last updated Thu 10/15/2026 12:10:59 AM EST) or Muscatine MLS (last updated Thu 10/15/2026 12:15:10 AM EST) or No Coast MLS (last updated Thu 10/15/2026 12:14:23 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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