Contact us: 563.441.1776
Description
Welcome Home to 301 N. Bluff Street! This ranch-style home features 3 Bedrooms/1 Bathroom, a 3 car detached garage, and approximately 1,247 square feet! Property is owned by the US Department of HUD. Case #138-193026. Seller makes no representations or warranties as to property condition. Seller may contribute for buyer's closing costs, upon buyer request at time of bid. SOLD AS-IS. Equal Housing Opportunity
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,247
Garage Size: 3
Built in 1950
School District: District 2
General Information
Bedrooms: 3
Bathrooms: 1
Sqft: 1,247
County: Whiteside
Listed By:
Four Seasons Realty, Inc.
847-934-9100
MRED MLS
MLS ID: 12798108
Room Information
Bedroom 2: 11X8
Bedroom 3: 8X8
Kitchen: 23X10
Living Room: 17X15
Primary Bedroom: 24X12
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301 N Bluff Street , Albany, IL 61230.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $92,000 | $92,000 | $92,000 |
| Down Payment | $18,400 | $3,220 | $23,000 |
| Monthly Mortgage Amount | $484 | $593 | $592 |
| Taxes | $128 | $128 | $128 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $40 | $0 |
| Monthly Estimated Total | $712 | $861 | $820 |
About this area
About Albany
Albany, IL is a close-knit and small town. Known for being a quaint and beautiful riverside community, the town works together to plan events throughout the year, including the Halloween Fest, City-Wide Garage Sales and the popular Miss Flame Festival. Known for its peaceful rural setting and friendly atmosphere, Albany offers a slower pace of life while still providing convenient access to larger cities like Clinton, IA and the Quad Cities region. The town features scenic river views, open farmland, and tree-lined residential streets that reflect its Midwestern charm and history.
Real estate in Albany primarily consists of single-family homes, with a mix of historic properties, ranch-style homes, and newer construction. Many homes offer spacious lots, detached garages, and a strong sense of privacy. Buyers looking for affordability and room to spread out are drawn to Albany’s housing market. Opportunities may also exist for buyers interested in land, investment properties, or fixer-uppers with long-term potential.
Albany appeals to those who value a close-knit community, outdoor recreation, and a relaxed lifestyle. Residents enjoy fishing, boating, and walking along the river, while still being a short drive from schools, shopping, and medical services. Whether you’re looking for a permanent residence or a peaceful escape from city life, Albany offers a welcoming environment and attainable real estate options in a naturally beautiful setting.
If you are ready to start your real estate buying or selling journey, browse the newest homes for sale in Albany, IL. You can also contact us—we are here to help!
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 11/05/2026. The listing information on this page last changed on 11/05/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 11/05/2026 12:17:07 AM EST) or MRED MLS (last updated Wed 11/04/2026 7:06:34 AM EST) or SCWMLS (last updated Wed 11/04/2026 11:55:08 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Wed 11/04/2026 10:16:41 PM EST) or Cedar Rapids MLS (last updated Wed 11/04/2026 10:44:21 PM EST) or NEIRBR MLS (last updated Thu 11/05/2026 12:08:43 AM EST) or ICAAR MLS (last updated Wed 11/04/2026 11:37:42 PM EST) or ECIMLS (last updated Wed 11/04/2026 11:44:35 PM EST) or RMLSA (last updated Thu 11/05/2026 12:10:58 AM EST) or Muscatine MLS (last updated Thu 11/05/2026 12:15:10 AM EST) or No Coast MLS (last updated Thu 11/05/2026 12:14:23 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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