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48 Ferry Street Prophetstown, IL 61277 Residential - Single Family Active

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Description

Where craftsmanship meets comfort, this one-of-a-kind home has been thoughtfully transformed with exceptional attention to detail. Step inside and be welcomed into the stunning dining area and completely remodeled custom kitchen that truly serves as the heart of the home. Every detail has been carefully designed, from the handcrafted wood beams and soaring shiplap ceilings to the custom cabinetry, tile backsplash, porcelain tile flooring, concrete epoxy countertops, farmhouse sink, pot filler faucet over the stove, oversized vent hood, and spacious center island. A walk-in pantry provides abundant storage, while all kitchen appliances are included, making this space as functional as it is beautiful. Smart home compatibility with built-in speakers adds modern convenience to its timeless design. The inviting living room highlighted by a beautiful electric fireplace and warm, welcoming finishes. You'll also find a convenient main-floor bedroom, a beautifully updated full bathroom featuring a stunning tiled walk-in shower, and a main-floor laundry room. Upstairs, the expansive primary suite offers incredible potential with a generous walk-in closet and an adjoining office or bonus room-an ideal space for a home office, nursery, second bath, or sitting room, and ready for the next owners to personalize and make their own. Behind the walls, this home has been extensively improved with all new plumbing throughout, a tankless water heater (approximately four years old), a gas furnace, and a mini-split system providing additional comfort for the main living area. You'll appreciate the updated exterior featuring new siding, new exterior doors, two spacious decks added within the last two years, a heated and well-insulated attached two-car garage with an 8-foot smart garage door, and a large storage shed that's only four years old. Small fenced in area for little ones or furry friends! Every room showcases the pride, precision, and craftsmanship that went into this remarkable renovation. If you've been searching for a home that offers custom details, quality workmanship, and modern updates throughout, this is one you simply have to experience in person.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,020
Garage Size: 2
Attached Garage
Heated Garage
Built in 1900
School District: District 3
One Fireplace

General Information

Bedrooms: 2
Bathrooms: 1
Sqft: 2,020
County: Whiteside
Listed By:
United Country Sauk Valley Realty 815-626-1771
MRED MLS

Room Information

Bonus Room: 10X14
Bedroom 2: 8X16
Dining Room: 12X14
Kitchen: 14X16
Laundry: 8X8
Living Room: 15X22
Primary Bedroom: 16X18
$187,900
Est. $1,299/mo
2beds
1baths
2,020sqft
2cars
Active
BEDS2 BATHS1 full SQUARE FEET2,020 MLS#12711152
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLDistrict 3

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Ruhl&Ruhl Realtors

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48 Ferry Street, Prophetstown, IL 61277.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $187,900$187,900$187,900
Down Payment $37,580$6,577$46,975
Monthly Mortgage Amount $938$1,151$1,170
Taxes $261$261$261
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$83$0
Monthly Estimated Total $1,299$1,595$1,531

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About this area

Illinois/Prophetstown
Prophetstown

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About Prophetstown

Prophetstown, IL is a welcoming small city located along the Rock River in Northwest Illinois offering a relaxed lifestyle rooted in history, nature, and community connection. Known for its scenic river views and quiet residential streets, Prophetstown provides a peaceful environment while remaining within easy driving distance of larger regional cities. The area’s natural surroundings, including nearby parks and open green spaces, make it appealing for those who enjoy outdoor recreation and a slower pace of life. Community events, local schools, and family-owned businesses contribute to the city’s close-knit and friendly atmosphere.

Real estate in Prophetstown reflects the character and accessibility of the community. Buyers will find a mix of classic single-family homes, modest starter residences, and larger homes with spacious yards. Many properties feature traditional Midwestern architecture, mature trees, and established neighborhoods that emphasize comfort and livability. Homes near the river often offer scenic views and a sense of privacy, while newer construction provides modern layouts and updated features for buyers seeking contemporary convenience.

The surrounding countryside offers additional real estate opportunities, including acreage properties and rural homes ideal for those who value open space while staying close to city amenities. Prophetstown’s housing market is generally more affordable than larger metropolitan areas, making it attractive to first-time buyers, families, and retirees alike.

With its riverfront setting, strong sense of community, and variety of housing options, Prophetstown delivers small-town charm and solid real estate value. It stands out as a desirable choice for those seeking a comfortable lifestyle in a scenic and welcoming Illinois community.

If you are ready to start your home buying or selling journey, browse the latest real estate listings in Prophetstown, IL. You can also contact us—we are here to help!

Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776

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