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714 S 4th Street Chariton, IA 50049 • Residential - Single Family

  • 714 S 4th Street, Chariton, IA 50049 Main Photo

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Description

Historic Charm Meets Country Living on 11.81 Acres! If you've been dreaming of a classic farmhouse full of character, this is the one you've been waiting for! Nestled on 11.81 scenic acres, this beautifully maintained 4-bedroom, 2-bath home offers timeless craftsmanship, modern updates, and peaceful country living. Step inside and be greeted by stunning original woodwork, gorgeous hardwood floors, beautiful built-ins, and rich architectural details that showcase the home's historic charm. Spacious rooms, tall ceilings, and abundant natural light create a warm and inviting atmosphere. The updated kitchen is designed for everyday living while maintaining the home's classic appeal. Fresh interior paint and thoughtful updates make this home move-in ready, while the generous floor plan provides plenty of room for family gatherings and entertaining. Incredible storage throughout. The acreage offers room for horses, livestock, hobby farming, gardening, recreational activities, or simply enjoying wide-open views and beautiful Iowa sunsets. Relax on the inviting wraparound porch and enjoy the peaceful setting, just minutes from the conveniences of Chariton. This offering also includes a riding lawn mower, a $5,000 improvement credit, and approximately $900/year in billboard income. Homes with this much character, acreage, and functionality rarely become available.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,585
Lot Size: 11.81 acres
Garage Size: 2
Built in 1900

General Information

Bedrooms: 4
Bathrooms: 2
Sqft: 2,585
County: Lucas
Listed By:
Iowa Realty South Lakes 641-856-9350
No Coast MLS
$359,900
Est. $2,497/mo
4beds
2baths
2,585sqft
2cars
Active Price Reduced $10,000 on October 24th, 2026
BEDS4 BATHS2 full SQUARE FEET2,585 MLS#6337885
STATUS PROPERTY TYPEResidential - Single Family

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Ruhl&Ruhl Realtors
563.441.1776

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714 S 4th Street, Chariton, IA 50049.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $359,900$359,900$359,900
Down Payment $71,980$12,597$89,975
Monthly Mortgage Amount $1,891$2,321$2,333
Taxes $501$501$501
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$158$0
Monthly Estimated Total $2,497$3,085$2,939

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