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Description
Heritage Ridge condo in Fulton, IL that's move-in ready. The owner has taken great pride in this home, which features a breathtaking view and professionally landscaped open surroundings. This home offers 3 bedrooms and 2.5 baths. The spacious living room is highlighted by cathedral ceilings and recessed lighting. Additional features include custom window treatments, main floor laundry (with quality washer and dryer included), a large dining area, and a finished walk-out basement complete with a wet bar and a second recreation room-perfect for a pool table or playroom. You'll find plenty of storage and large closets throughout. Pets are allowed. The HOA fee is $550 quarterly (approximately $184/month), covering lawn care, landscape trimming, exterior insurance, snow removal, and exterior maintenance. Pre Inspection provided to buyer at no cost. This property won't last long!
Property Highlights
Property Type: Residential - Townhouse
Total Living Area SF: 1,406
Walkout Basement
Built in 1999
High School: Fulton High School
Brick Exterior
General Information
Bedrooms: 3
Bathrooms: 3
Sqft: 1,406
County: Whiteside
High School: Fulton High School
Listed By:
RE/MAX Concepts Moline
309-757-1818
MRED MLS
MLS ID: 12738878
Room Information
Exercise Room: 14X12
Other Room: 15X14
Bedroom 2: 12X12
Bedroom 3: 13X12
Dining Room: 12X15
Family Room: 18X12
Kitchen: 10X10
Laundry: 3X6
Living Room: 18X13
Primary Bedroom: 12X13
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721 Valley View Drive, Fulton, IL 61252.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $274,900 | $274,900 | $274,900 |
| Down Payment | $54,980 | $9,622 | $68,725 |
| Monthly Mortgage Amount | $1,372 | $1,684 | $1,712 |
| Taxes | $383 | $383 | $383 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $121 | $0 |
| Monthly Estimated Total | $1,855 | $2,288 | $2,195 |
About this area
About Fulton
Fulton, IL is a picturesque small city located along the banks of the Mississippi River in Whiteside County. Known for its rich Dutch heritage, Fulton embraces its cultural roots through landmarks such as the authentic Dutch windmill—De Immigrant—and annual community events that celebrate its history and traditions. The riverfront area provides stunning views, recreational opportunities, and access to boating, fishing, and biking along the Great River Trail. Fulton’s charming downtown features local shops, restaurants, and historic buildings, all contributing to the city’s warm, welcoming atmosphere. With its strong sense of community and small-town charm, Fulton is an ideal place for those seeking a relaxed lifestyle while remaining close to the Quad Cities and Clinton, IA.
The real estate market in Fulton reflects the area’s diverse appeal. Housing options range from historic homes with character-filled details to newer construction designed for modern living. Buyers will find single-family homes in established neighborhoods, larger properties with expansive yards, and rural homesites just outside the city limits. Proximity to the Mississippi River also means opportunities for waterfront properties that offer scenic views and recreational access.
Affordability is one of Fulton’s strongest draws, with housing prices that are generally more accessible than those in larger metro areas. This makes the city attractive to families, retirees, and individuals seeking more space and value. With its blend of natural beauty, cultural heritage, and accessible real estate options, Fulton offers a unique lifestyle that combines small-town warmth with convenient access to regional amenities.
If you are ready to start your property buying or selling journey, browse the newest homes for sale in Fulton, IL. You can also contact us—we are here to help!
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/30/2026. The listing information on this page last changed on 08/30/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 08/30/2026 12:07:02 AM EST) or MRED MLS (last updated Sun 08/30/2026 12:04:56 AM EST) or SCWMLS (last updated Sat 08/29/2026 11:55:21 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sat 08/29/2026 10:15:34 PM EST) or Cedar Rapids MLS (last updated Sat 08/29/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Sat 08/29/2026 11:58:41 PM EST) or ICAAR MLS (last updated Sat 08/29/2026 11:37:46 PM EST) or ECIMLS (last updated Sat 08/29/2026 11:44:33 PM EST) or RMLSA (last updated Sun 08/30/2026 12:00:57 AM EST) or Muscatine MLS (last updated Sun 08/30/2026 12:00:10 AM EST) or No Coast MLS (last updated Sun 08/30/2026 12:04:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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